Subject: Re: Re: Captive Vs. Independent

Comments:
: Cons: : Overhead, Hiring support people, that know what they're doing, at a pretty high price. If you hire people that don't know what they're doing you're out of business before you start. Professional liability, rent. : Loyalty, you have to understand the mind of the independent agent, you might be the flavor of the month this month but we're constantly looking for a better product for our clients. If you drop the ball and miss a new product from a reputable company we're gone and odds are you'll never see us again. : Stability. If you choose to venture out on your own keep in mind you can lose every agent you have in a matter of weeks. : Your job description: You'll be wearing alot of hats. : Pro's: : Freedom, Entrepreneurial Enterprise, Challenge. It's a different world. If you have a high level of energy, can deal with a fluctuating cash flow the first three years it MIGHT WORK. : I've been on both sides of the fence. Both sides have alot of upside and downside. All I can say is weigh it very carefully, be sure you have a sizable bankroll going in, and remember no benefits or retirement unless you set it up and that ain't cheap. : Best of Luck, : Paul : :

Please enter the characters in the image above.