Subject: Re: Re: Re: Re: Re: Re: Re: Re: Re: Re: UL

Comments:
: : : : : : : : : : : The illustration could be ran with the 3% guarantee, that you have no contro over, and a 4% interest ASSUMPTION. : : : : WHY DON'T YOU TELL US WHY THE POLICY WOULD LAPSE AT AGE 76, WHEN IT HAD A CASH VALUE OF $78,000 at age 75?? Is that hard to anwer, or would it make you look bad because we both know the policy WOULD NOT LAPSE AT AGE 76. : : : : : Here is what you said: : : : : She choose the whole life, she liked the gurantee better. If she never pays another dime at age 75 she will have reduced-paid-up insurance of of around 75,000, if she never pay another dime on the ul she will have eactly no insurance at age 76.--Lillie : : Notice that you said "If she never pay another dime on the ul she will have exactly no insurance at age 76". That is AFTER SHE HAD $78,000 at age 75. NOT THAT SHE MIGHT NOT HAVE $78,000 in the first place. : : I give up. You are something else. : : Don't give anyone on the boards insurance advice just yet. : : : Posted by lillie (63.160.26.159) on March 04, 2002 at 21:27:39: : : : : I Said at the guarantee it would lapse if it did not perform and she did not pay any more premiums. I am talking the 3% guarantee forget the $78,000 that may not happen as you know the meaning of assumption, assume, you know those who assume make an ass of themselves. I am leaving now but don't worry I'll be back. LOL : : : : ---------->>>>>>>>>>>>You did NOT say that it would lapse IF IT DID NOT PERFORM. : Posted by lillie (63.160.26.159) on March 04, 2002 at 21:27:39: : You said: : : : OK, that is enough for now. Your turn. : Then I said: : : Most of the points your have made are correct; unfortunately, the companies play around with the interest rate and most policies never preform the way they are suppose to. I do sell them, but not many because the product is based on to many assumptions : Dam it to all, you are right I didn’t make my self clear about the policy not performing earlier. : That’s one for you …..that hurts LOL

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